Compare funding providers
Every lender and marketplace we cover, in our editorial ranking order. Rankings are set independently of — and before — any compensation arrangement; see the rating methodology. For the full write-ups, see our ranked list.
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BluLoans is not a direct lender. We may receive compensation when users connect with participating funding providers. Checking available options does not guarantee approval.
Compensation never determines our editorial content, our ratings, or our rankings — rankings are set before any partnership exists and do not change when one is signed. Listings without an active agreement are labeled, and their links go to the provider's public site. Read our full advertising disclosure and how we make money.
| # | Provider | Type | Products | Best for | Public rating | Partnership status | Rating re-check due |
|---|---|---|---|---|---|---|---|
| 1 | Bluevine | Direct lender (fintech; banking services via Coastal Community Bank) | Business line of credit; Business checking | Business lines of credit | 4.7/5 · 11,000+ reviews (Trustpilot, as of Aug 2026) | No active partnership | 2026-11-01 |
| 2 | OnDeck | Direct lender (established 2006) | Term loans (up to ~$250,000); Business line of credit | Fast term loans | 4.7/5 · 5,600+ reviews (Trustpilot, as of Aug 2026) | No active partnership | 2026-11-01 |
| 3 | Fundbox | Direct lender / credit platform | Business line of credit | Newer businesses | 4.7/5 · 4,500+ reviews (Trustpilot, as of Aug 2026) | No active partnership | 2026-11-01 |
| 4 | Lendio | Marketplace (75+ lending partners; 300K+ loans funded) | Term loans; SBA loans; Business lines of credit; Equipment financing; Additional products via lender matching | Comparing multiple offers | 4.5/5 · 22,000+ reviews (Trustpilot, as of Aug 2026) | No active partnership | 2026-11-01 |
| 5 | Biz2Credit | Marketplace + direct lender hybrid | Working capital financing; Term loans; Commercial real estate | Financing platform breadth | 4.6/5 · 16,000+ reviews (Trustpilot, as of Aug 2026) | No active partnership | 2026-11-01 |
| 6 | Credibly | Direct lender / working-capital provider | Working capital loans; Merchant cash advances (an advance on future sales — not a loan) | Lower credit scores | 4.8/5 · 3,000+ reviews (Trustpilot, as of Aug 2026) | No active partnership | 2026-11-01 |
| 7 | SBG Funding | Direct lender | Term loans; Business lines of credit; Equipment financing | Under further editorial review | 4.9/5 · 5,000+ reviews (Trustpilot, as of Aug 2026) | No active partnership | 2026-11-01 |
| 8 | National Funding | Direct lender | Equipment financing; Working capital financing; Term loans | Equipment financing | 4.6/5 · 2,000+ reviews (Trustpilot, as of Aug 2026) | No active partnership | 2026-11-01 |
| 9 | Fora Financial | Direct lender / working-capital provider | Working capital loans; Revenue-based advances (an advance on future sales — not a loan) | Flexible credit requirements | 4.7/5 · 1,000+ reviews (Trustpilot, as of Aug 2026) | No active partnership | 2026-11-01 |
| 10 | Funding Circle | Direct lending platform | Term loans; Business lines of credit; SBA loans | Longer-term loans at competitive pricing | Pending verification | No active partnership | 2026-11-01 |
| 11 | iBusiness Funding | Direct lender / SBA-focused platform | SBA loans; Term loans | SBA-focused borrowers | Pending verification | No active partnership | 2026-11-01 |
How to read this table
Rankings are editorial and payout-blind. Order reflects editorial consensus, dated public review scores, and qualification accessibility — set before any compensation relationship and never adjusted for one. An automated check in our build pipeline fails if ranks change outside an editorial review.
Ratings carry dates for a reason. Public review scores move. Every figure shows its source and when we observed it, and each is re-verified quarterly (the last column). Never rely on an undated rating — here or anywhere else.
Qualification numbers aren't shown yet. We display credit and revenue minimums only after confirming them on each provider's current published criteria. Until then, check the provider's own site — and remember minimums are floors for applying, not promises of approval.
Advances are not loans. Where a provider's product is a merchant cash advance or revenue-based advance, we label it as such. Use the factor rate converter to put advance pricing in the same units as a loan before comparing.
Not sure which product fits first?
Start with the funding category, then compare providers within it. Our guides explain what each product is actually for.
BluLoans is not a direct lender. We may receive compensation when users connect with participating funding providers. Checking available options does not guarantee approval.